Maybe you’ve just decided to buy a home in East Texas or the DFW area. Or maybe you already have a contract. The road to homeownership is exciting, but there are also potential pitfalls that could cost literally thousands of your hard-earned dollars. A roof is one of the most expensive parts of a home, and one of the most frequently overlooked. Before you buy a new home, here’s what you need to know.
Take Your Inspection Report Seriously
When you sit down to go over your home inspection, often the pro who conducted it starts with a disclaimer. He or she says they have to point out every little detail, but some defects are important and others really aren’t a big deal. That’s 100 percent true.
You can fix a ceiling fan that wobbles when you get around to it. A toilet handle that sticks or faucet that drips is a small thing. However, if your roof has problems, that’s not something you should overlook.
Sometimes roofing problems will cause your financing to fall through. If the inspector says your roof is on its last legs and you’re applying for an FHA loan or some other types of mortgage, they require homes to meet minimum property standards. In 2019, that means the roof “should be in a good state of repair and must keep moisture from entering the home. It should ‘provide reasonable future utility, durability and economy of maintenance.” If it doesn’t, you can’t get homeowner’s insurance coverage or financing, so you can’t buy the house unless the seller provides roof repairs or a roof replacement.
The Inspection Doesn’t Catch All Roof Defects
A home inspector inspects the entire property, and normally they do a pretty good job. It’s a lot to cover, though, and they usually only have a few hours to do it. They’re trained to spot major defects, but they aren’t roofing experts. Sometimes they don’t actually set foot on your roof, they just visually inspect from the ground. If the rest of the property seems to be in good repair, they assume the roof is too.
That may be the case, but it’s better to know for sure. Protect your investment by calling a roofing expert to conduct an independent inspection. Advantage Roofing will do it for free. If your roof is in top shape, you’ll have the peace of mind that comes from being sure. If it could develop issues in the future, we’ll give you a heads up and help you plan.
Roofing Needs Maintenance
Part of home ownership involves regular maintenance. Take care of your roof by inspecting it after thunderstorms, hailstorms and heavy winds. Clean your gutters in the spring and fall so precipitation is directed away from your foundation. Keep fallen limbs and other debris off your roof. If moss or algae start to develop, clean them away.
Advantage Roofing is here to help with all your roof repair, roof installation and roof maintenance needs. Get in touch to find out more or schedule your free roof evaluation today.